When people think about the Green Bay area, they usually think about the Packers, led by Aaron Rodgers and Matt LaFleur. Even though the Packers are certainly the highlight of the area, it is also possible that you might be involved in a motor vehicle accident in the local area. If that is the case, what should you do next? You probably want to get your injuries covered if you were in a car accident in Green Bay, and there are a few important steps you should take. What do you need to know about getting your car accident injuries covered after a motor vehicle collision?
The Other Person’s Car Insurance
If the accident was not your fault, then the other person’s car insurance should cover the cost of your injuries. By law, everyone is required to have a minimum level of car insurance to operate a motor vehicle on public roads. Therefore, if the police report says that the accident was the fault of the other person, then the other person’s car insurance policy should pay not only to fix your car but also to cover any injuries you may have suffered. Keep in mind that most insurance policies have a limit to them. If the cost of your injuries exceeds that limit, you will have to pursue other avenues for compensation.
Your Health Insurance
If you have health insurance, your health insurance policy may also cover the cost of your injuries. Generally, you will want to use the other person’s car insurance first. Then, if you run out of funds to cover your injuries, you may need to file a claim with your health insurance. Depending on the type of health insurance you have, the entirety of your injuries could be covered. Or, you could still be responsible for some money out-of-pocket. For example, you might have to pay a deductible or cover coinsurance. Depending on your insurance policy, your health insurance may have a limit to it as well. This can be incredibly frustrating if you are facing mounting medical expenses.
Reaching Out to a Lawyer
Because your injury expenses could still be substantial after car insurance and health insurance, you need to reach out to a lawyer who can help you. A trained car accident attorney understands that you should not be responsible for the financial ramifications of the accident if it was not your fault. He or she can talk to the insurance company to make sure you extract as much money as possible. Then, if you still have substantial bills to cover, your insurance may be able to pursue compensation from the other driver directly. This can be complicated, and you deserve to focus all of your attention on your medical recovery. Therefore, work with a car accident lawyer who can pursue compensation for your injuries on your behalf.
Make Sure Your Rights Are Defended
Clearly, there are a lot of moving parts involved, and you might be wondering how much of your medical expenses are going to be covered. If the accident was not your fault, you should not be responsible for covering the cost of your injuries. That is where reaching out to a car accident lawyer can help you. After a motor vehicle collision, the first thing you have to do is visit a doctor. Then, don’t forget to have your case reviewed by a lawyer as quickly as possible. You could be entitled to damages that can cover not only your medical expenses but also any income that you might have lost as a result of your injuries.
